Scheme benefits available at Bethel Medical Centre, Oking Hospital and Research Clinic and Naga Hospital Authority, Kohima
Kohima, November 16 (MExN): Office of the Chief Medical Officer, Kohima along with District Health Society, Department of Health & Family Welfare, NHM held District Workshop on Rashtriya Swasthya Bima Yojna (RSBY) for Kohima Sadar and Sechü Block at PMTI on November 15.
Rashtriya Swasthya Bima Yojna (RSBY) is a National Health Insurance Scheme for Below Poverty Line (BPL) families. The scheme allows RSBY beneficiaries to avail free medical care up to Rupees 30,000 a year in all empanelled hospitals in Nagaland. RSBY is serviced by New India Assurance Co Limited and Apollo Munich Health Insurance Co Limited.
Kohima Chief Medical Officer Dr. Avino Metha in a press release informed that through this scheme, beneficiaries would be able to avail the benefits from – Bethel Medical Centre, Oking Hospital and Research Clinic and Naga Hospital Authority, Kohima.
Under the RSBY scheme beneficiaries are entitled to hospitalization coverage up to Rs. 30,000/- per annum on family floater basis, for most of the diseases that require hospitalization. The benefit will be available under the defined diseases in the package list. The government has framed indicative package rates for the hospitals for large number of intervention. Pre-existing conditions are covered from day one and there is no age limit. The coverage extends to maximum five members of the family which includes the head of household, spouse and up to three dependents.
Additionally, transport expenses of Rs. 100/- per hospitalization will also be paid to the beneficiary subject to a maximum of Rs. 1000/- per year per family. The beneficiaries need to pay Rs. 30/- as registration fee for a year while Central and State Government pays the premium as per their sharing ratio to the insurer selected by the State Government on the basis of a competitive bidding.
At every State, the State Government sets up a State Nodal Agency (SNA) that is responsible for implementing, monitoring-supervision and part-financing of the scheme by coordinating.
